ICICI Bank is one of India’s top private sector banks, offering a wide variety of financial services as well as innovative banking solutions. As a client, you must be aware of crucial facts such as the IFSC Code, bank hours, transaction hours, and the various modalities of performing transactions with the bank.

The Indian Financial System identifier (IFSC) is an alphanumeric identifier that uniquely identifies a bank branch in India. It is utilised for electronic financial transfers using well-known payment systems such as NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service). Each ICICI Bank branch has its own IFSC code. Customers can look for this code on their cheque leaves, passbooks, or by visiting the bank’s official website.

ICICI Bank operates within regular banking hours, which are normally from 10:00 a.m. to 4:00 p.m., Monday through Friday. However, actual timeframes may vary significantly depending on the location of the branch and local legislation. Some branches additionally have extended banking hours, with select significant branches being open on Saturdays. It is best to check the operating hours of the local ICICI Bank branch before making a visit.

Electronic fund transfer systems such as NEFT and RTGS follow a strict timetable. NEFT transactions are handled in batches, with hourly settlements from 8:00 a.m. to 7:00 p.m. on weekdays and 8:00 a.m. to 1:00 p.m. on Saturdays (excluding the second and fourth Saturdays of the month). RTGS transactions, on the other hand, are handled individually and are available from 8:00 AM to 4:30 PM on weekdays and 8:00 AM to 1:30 PM on Saturdays (except the second and fourth Saturdays).

IMPS is available 24 hours a day, seven days a week, allowing consumers to transfer funds instantly even on weekends and holidays. Furthermore, ICICI Bank’s online banking platform and mobile banking application allow clients to do a variety of transactions at any time of day.

Mode of Transaction

• Transaction options: To meet the different demands of its clients, ICICI Bank offers a variety of transaction options. Some of the most common modes of transaction are:
• Online Banking: ICICI Bank provides online banking services that allow users to effortlessly access their accounts, check balances, transfer payments, pay bills and do other financial operations via their computers or mobile devices.
• Mobile Banking: The bank’s mobile banking app allows customers to do a variety of transactions on their cell phones, such as cash transfers, bill payments, and mobile recharges.
• ATMs: ICICI Bank has a large network of ATMs around the country, allowing users to withdraw cash, check balances, and conduct simple transactions at their leisure.
• Customers can visit their local ICICI Bank branch during working hours to execute different operations, including cash deposits, cheque deposits, and account-related services, for traditional banking.
• NEFT, RTGS, and IMPS: Customers can use online or mobile banking platforms to transfer funds to other banks’ accounts using NEFT, RTGS, or IMPS services.

Finally, knowing the IFSC Code, bank timings, transaction timings, and accessible modes of transaction at ICICI Bank allows clients to handle their banking needs more efficiently and execute seamless transactions. Whether it’s online banking, mobile banking, or visiting a branch, ICICI Bank gives its clients a variety of ways to conduct their financial transactions with simplicity and comfort.